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A WSIB clearance certificate is a free document confirming an Ontario contractor's workplace insurance account is in good standing. It matters because without one the person hiring the contractor can be held responsible for that contractor's unpaid premiums, and in construction the coverage itself is mandatory.
This is a plain-language summary, not legal advice. Rules change and thresholds get revised, so confirm anything you are relying on against the regulator's own page.
Liability for someone else's premiums. If a contractor owes the board money, the party who hired them can be pursued for it. A valid clearance certificate at the time of hiring removes that exposure, which is why property managers, general contractors, and increasingly careful homeowners ask before signing anything.
Since 2013, coverage in Ontario construction extends to independent operators, sole proprietors, partners, and executive officers, not only to companies with employees. A one-person operation working in construction is generally required to have an account. There is a narrow exemption for a single executive officer who does no construction work at all.
A certificate is issued for a limited window, typically ninety days, and is obtained free through the board's online service. Contractors who treat it as a one-time document end up handing over an expired one at the moment it matters.
Trades sites that state coverage, licensing, and insurance in plain text convert better than sites that do not, because it answers the homeowner's real question before the call. It costs nothing and no competitor is doing it.
Free written audit. No call required, no commitment, no upsell at the end.
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